Planning for and implementing financial tools to cope with life's unexpected events can keep a major loss from turning into a financial tragedy.
The sudden loss of a spouse creates not only a huge personal loss but can also be the source of a giant financial loss. We can assess the needs the surviving family would have and make recommendations on programs and life insurance plans to ensure the family is at least financially secure.
For many, the ability to work and earn an income is our greatest financial asset. We assist clients with assessing their risks and needs in this area and recommending appropriate levels of disability insurance coverage and other adjustments.
The statistics show that 1 out of every 2 people 60 years and older will need long term care assistance at some point in their lives. Thankfully, most of these needs are short term in nature. But, unfortunately, some will need long term care for many years. We help you assess your potential needs and resources to determine how best to manage this risk.
Adequate health care insurance is a must for everyone. While we are not experts in this area, we can connect clients to professionals who are and can assist with obtaining appropriate coverage as needed.
We do help clients review their policies but will also refer clients to professionals in these areas that can assist in obtaining cost effective solutions for their risks.