5890 Sawmill Road, Suite 130  |  Dublin, Ohio  43017  |  Phone: 614-824-3080  |  Fax: 614-824-3082  |  Toll-Free: 877-369-4046


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Retirement Planning

For most of our clients, retirement is the largest goal to be funded.   Planning for retirement is more challenging than ever due to a number of major issues:



The number of Social Security recipients over the age of 90 is approaching 2 million people.   We feel it is prudent for most to plan on a 30-year retirement.


Lack of pension

Each year, more organizations are dropping their pensions.   Individuals have more of the responsibility to create a pool of reliable income to maintain their lifestyles.


Health care

Increasing longevity leads to increased health care costs.   Given the state of Medicare and health care in general, we feel that these costs will continue to exceed the rate of inflation as they have for the past 20 years.



In the short term, the impact of inflation can be modest.   But over a 30-year retirement, a 3% rate of inflation will erode the purchasing power of a $1 by 60%.


Decreases in future benefits

Many government pension plans are cutting back benefits;  those in the midst of their careers wonder what will ultimately happen with Social Security.



Working alongside clients, we develop and implement retirement strategies to address these challenges and any others that are specific to your situation.   Many of the questions we strive to answer are found in our Questions We Address section.  In addition to some of those questions, we assist with different types of retirement plans such as 401k plans, 403b plans, 457 plans, IRAs, Roth IRAs, etc.



Investing involves risk and you may incur a profit or loss regardless of strategy selected.